Privacy Policy
Last updated: July 31, 2026
Overview
Your Home With Erika is the consumer-facing brand of Erika Fonseca, Mortgage Loan Originator, NMLS #2679761. Erika Fonseca is sponsored by Oak City Lending LLC, NMLS #1969372. This page explains how information may be collected and used when you visit this website or contact Erika through the links provided here.
Information You Choose To Provide
If you call, text, email, schedule an appointment, or begin a loan application, you may provide contact details and other information needed to respond to your request. Mortgage application information is handled through the applicable loan application system and lending process, not through this informational website.
How Information May Be Used
Information you provide may be used to respond to questions, schedule appointments, discuss mortgage options, process a requested application, provide service updates, and maintain business records as required or permitted by law.
Third-Party Services
This website may link to third-party services, including scheduling, application, social media, analytics, and NMLS Consumer Access resources. Those services may have their own privacy policies and data practices.
Contact
Questions about this policy can be directed to Erika Fonseca at erika@oclnc.com or (919) 346-7004.